By: Liz Curtiz Higgs When it comes to cash, there never seems to be enough of it. As Richard Armour said, "That money talks, I'll not deny; I heard it once, it said, 'Good-bye!'" My experience is that when payday comes, the check goes in the bank, the balance look terrific, I spend twenty minutes writing check to pay bills, and the balance is right back where it was when I started. In theory, one would think that if we earned just a little more money, it would solve that problem. My own life tells me that when we make a little more, we spend a little more sometimes before we even make it . When frugal Bill and I married, we set up housekeeping on a property so small that we didn't even need a lawn mower. Cutting grass meant wielding a Weed Eater for ten minutes and we were done. Money was tight in the early years, and on paper there was no way Bill and I could pull off starting a business and starting a family, financially. But we did. Sometimes it mean